“Less than 2% of teen moms earn a college degree by age 30.” After reading that, what is the first thing that comes to mind? For me, because I was a teen mom, I can understand why the percentage is so low. In my experience, one of the most influential factors that prevents teen moms from earning a college degree by the age of 30 is the F word, Finances.
When I was in high school, they weren’t teaching us the important things like how to save for your future, what a TFSA is, or the importance and responsibilities of establishing a credit score. As a 17 year old teen mom, I was more so focused on how I was going to raise my son without family support, while also just trying to finish high school. I wasn’t aware that there were so many aspects of finances that I needed to know not only to give myself a better future but to just be able to survive in the adult world.
As a determined, young, teen mom, I quickly realized after graduating high school that life is, for lack of better words, EXPENSIVE and OVERPRICED. The first thing that I thought would be best for my
son and I was for me to immediately get a job. Once I realized that I was barely making enough money with one job, I was forced to get a second job and that’s when shit got real. I realized my issue wasn’t only lack of
funds but lack of education on how to maintain and ultimately multiply my funds without burning out. Balancing being present in my son’s childhood while also trying to provide the best childhood for him was my biggest challenge.
Navigating through my lack of financial education is what compelled me to apply to university and major in commerce. Miraculously, I was accepted almost instantaneously! One of the biggest takeaways for me was learning that if I wanted to make more money, I had to spend money and invest in myself. Fast forward to today, I graduated with a Bachelors in Commerce, became the VP of Finance at a renowned company, and am now a owner of a successful business that specializes in business development which encompasses financial literacy. I look back and thank my old self for not only being diligent but having the courage to invest in myself and wait for the fruits of my labour. My advice to you is be brave and prioritize self investments that contribute to the future you dream of.
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